FiMI Banking: A Sovereign Model for Indian Retail Banking

Banks need conversational systems that can answer product questions, assist customers with account-related requests, and operate safely within strict operational and regulatory constraints. General-purpose language models do not reliably meet these requirements. They fall short when a task requires grounded information, correct tool use, or cautious handling of bank-specific sensitive situations. We introduce FiMI Banking, a controlled Indian retail-banking setting. We build it from vetted banking documents, structured ground truth, synthetic customer backgrounds, and banking tools. We evaluate two post-training approaches: preference optimization for response-level behavior, and reinforcement learning with verifiable rewards for multi-turn tool-use tasks. Preference optimization improves safe behavior substantially: out-of-scope refusal rises from 52% to 80%. Reinforcement learning improves edge-case performance from 0.509 to 0.718 and order-sensitive task performance from 0.590 to 0.679, while using 29% fewer generated tokens. These results show that preference optimization and verifiable-reward reinforcement learning address complementary requirements for reliable banking agents.

Mint-Agent: Introducing Finance-Native Agentic Foundation Models

Financial agents must do more than recall domain knowledge: they must be both reliable, executing precise operations over grounded evidence, and executive, sustaining long-horizon research whose conclusions remain auditable. We present Mint-Agent, a family of finance-native agentic models designed around these two scales of financial intelligence. Mint-Agent is built upon three pillars: data, harness, and algorithm. Our data engine constructs clean, specialized tasks for atomic financial capabilities and long-horizon agentic execution from real-world financial sources. MintHarness enables stable interaction with open-ended environments and maintains auditable evidence trails across extended research trajectories. Our training recipe combines SFT, critical-step OPD, and RLVR to develop separate financial reasoning and agentic execution experts, which are then unified through model merging and multi-teacher on-policy distillation into compact, general-purpose financial agents. This pipeline yields two flagship models, Mint-Cu (9B) and Mint-Ag (27B). Across professional financial benchmarks, our models demonstrate two defining strengths: (1) Reliability: Mint-Ag achieves 98.33% on RFC-Bench, surpassing GPT-5.6-Sol and Claude-Opus-4.8 by 3.66 and 3.00 points; and (2) Executability: Mint-Cu reaches 69.86% on FinSearchComp T2, outperforming Agents-A1-35B and Nex-N2-mini by 22.83 and 12.78 points, while Mint-Ag achieves 76.00% and 60.49% on FinanceAgentBench v1.1 and v2, respectively. These results establish a path toward trustworthy financial intelligence in which domain expertise, long-horizon execution, and auditable evidence are jointly engineered as a unified foundation for frontier agentic models.

Teach the Magnitude, Not the Direction: Verifier-Bounded Credit Assignment for Multi-Turn Multi-step LLM Agents

Reinforcement learning with verifiable rewards (RLVR) offers a verifier-bounded performance ceiling for training multi-turn tool-use agents, yet its trajectory-level credit assignment conflates heterogeneous per-turn outcomes into a single reward signal. On-policy distillation provides dense per-token supervision but is either teacher-bounded or prone to gradient concentration collapse. We introduce $\textbf{CrEST}$, a hierarchical credit assignment framework that retains RL's verifier-bounded ceiling while incorporating dense token-level signals from a privileged self-teacher. $\textbf{CrEST}$ resolves credit at two levels: turn-segmented verified advantages address inter-turn dilution, while entropy-gated self-teacher modulation refines intra-turn token contributions. Experiments on BFCL V3 and WildToolBench show that $\textbf{CrEST}$ consistently outperforms both RL and distillation baselines across two model scales, with the largest gains on long-trajectory and strict session-level metrics. Our work demonstrates that the teacher's role in policy optimization can be reduced from determining update directions to modulating update magnitudes, unlocking dense credit assignment without sacrificing the verifier-bounded ceiling.

PATS: Policy-Aware Training Scaffolding for Agentic Reinforcement Learning

In long-horizon LLM agent reinforcement learning, weak policies often repeat similar failures, producing uninformative rollout trajectories and limiting effective policy optimization. Existing skill-centric methods improve exploration by optimizing, filtering, or internalizing reusable skills. However, they remain centered on the skills themselves rather than being designed as adaptive training-time support for the evolving policy. To address this, we propose a policy-centric training paradigm that reframes skills as a dynamic training scaffold. Our framework, Pats, converts rollout groups from the latest policy into evidence cards and uses task-specific evaluation to adjust the context used in subsequent rollouts. Concrete guidance helps weak policies to complete challenging tasks. As policy improves, redundant context is revised or removed to reduce reliance on explicit guidance while preserving useful rollout variation. The policy is optimized with environmental rewards using standard RLVR, and the training scaffold is discarded at deployment. On ALFWorld and WebShop, Pats improves over strong baselines by up to 18.6%. Across seven search-augmented QA benchmarks, it remains competitive while using 32.1% fewer prompt tokens than the baseline.

Strategic Bargaining in Multi-Buyer Markets: Reinforcement Learning from Verifiable Rewards for LLM Negotiations

Negotiation is a fundamental strategic interaction in management science, characterized by agents attempting to reach agreements while protecting private information, such as reservation costs and hidden valuations. A prevalent yet complex scenario involves a single seller negotiating concurrently with multiple buyers, each possessing heterogeneous, private budgets. In such settings, constrained by a limited number of communication turns, the seller must balance exploring the broader market to discover the highest valuation with concentrating sufficient turns on a single target buyer to secure the best possible outcome. Our analysis reveals a significant gap in standard Large Language Models (LLMs): while these models are linguistically proficient, they fail to act as effective economic decision-makers. Specifically, they exhibit a failure to explore the buyer pool, often fixating on the current highest bid rather than strategically investigating the market to discover latent high valuations. In this paper, we propose a specialized training recipe using Reinforcement Learning from Verifiable Rewards (RLVR). By anchoring the reward function to objective economic outcomes, the strategic balance between market discovery and surplus extraction emerges natively through the learning process. Our results demonstrate that the trained seller undergoes a multi-stage strategic evolution, learning to leverage price anchoring and strategic probing to identify more profitable counterparties. The agent extracts a substantially higher surplus than frontier models by both improving its persuasive bargaining skills and consistently closing deals with high-value buyers. Finally, we show that our seller strategies generalize robustly to unseen buyer negotiation styles and budget distributions.

Beyond Next-Token Prediction: An RLVR Proof of Concept for Tool-Use Agents on Atlassian Workflows

Large language models are trained to predict the next token, not to act inside a specific API. In niche enterprise SaaS workflows -- where success means hitting the right endpoint with the right nested arguments in the right order -- this objective mismatch shows up as silent failures: dropped required fields, hallucinated tools, or early stops after a single read. We ask whether Reinforcement Learning with Verifiable Rewards (RLVR), applied directly in the target environment, closes the gap. As a proof of concept we build a suite of five synthetic environments emulating the Jira REST v3 and Confluence v2 APIs at schema fidelity; rewards are computed entirely from the tool-call trace, with no live API, no learned judge, and no human label in the loop. Scoring prompted Qwen3-1.7B and Qwen3.5-4B on the same checkers that drive GRPO training, we find that on the four scenarios whose rewards are non-degenerate the RL-trained policy lifts average reward from a 4B-baseline range of 0.35--0.92 to 0.95--1.00, with the largest single gain on Confluence page creation ($0.35 \rightarrow 1.00$). We position this as a preliminary step toward outcome-optimised small models for niche enterprise APIs, and foreground two limitations a workshop reader should weigh: hand-crafting verifiable rewards does not scale beyond the handful of endpoints reported here, and one of our five scenarios (ticket-transition) has a saturating reward shape that the prompted 4B already maxes out.

Think in English, Answer in Korean: Efficient Adaptation of Multilingual Tool-Using Agents

We present LuckyStar 111B, a 111B-parameter hybrid reasoning model developed through a collaboration between Cohere and LG CNS for Korean-English enterprise agents under practical memory and serving constraints. The model trains from Cohere's fully post-trained Command A model rather than a new pretraining run, and uses preamble conditioning to switch between concise non-reasoning behavior and longer tool-oriented reasoning. We study four choices for scaling tool-using agents efficiently: multilingual supervised fine-tuning, reinforcement learning with verifiable rewards for multi-step tool-use tasks, language-consistency rewards for Korean user-facing responses, and 4-bit quantization for single-GPU serving. The adapted model improves mathematical reasoning, function calling, and agentic natural-language-to-SQL (NL2SQL) performance while preserving general Korean and English instruction-following quality. These results provide a practical recipe and failure-mode analysis for adapting post-trained multilingual models to verifiable agentic workflows under memory-constrained deployment.

From Search to Synthesis: Training LLMs as Zero-Shot Workflow Generators

Large language models (LLMs) excel across a wide range of tasks, yet their instance-specific solutions often lack the structural consistency needed for reliable deployment. Workflows that encode recurring algorithmic patterns at the task level provide a principled framework, offering robustness across instance variations, interpretable traces for debugging, and reusability across problem instances. However, manually designing such workflows requires significant expertise and effort, limiting their broader application. While automatic workflow generation could address this bottleneck, existing methods either produce instance-specific solutions without learning task-level patterns, or cannot generalize beyond their training configurations. We present MetaFlow, which casts workflow generation as a meta-learning problem: given a task and an operator set, the model learns to compose solution strategies. MetaFlow trains in two stages: supervised fine-tuning on synthetic workflow data, followed by reinforcement learning with verifiable rewards (RLVR) that uses execution feedback across problem instances in the task to improve end-to-end success. The resulting model produces effective workflows for trained tasks and exhibits strong generalization to untrained tasks and novel operator sets. Across benchmarks in question answering, code generation, and mathematical reasoning, MetaFlow achieves performance comparable to state-of-the-art baselines on in-domain tasks with single inference, while demonstrating remarkable zero-shot generalization capabilities on out-of-domain tasks and operator sets.

Bittensor Agent Arenas as a Trajectory Primitive: Distilling a Shopping Agent from ShoppingBench Subnet Traces

Small-model agentic post-training is bottlenecked less by the algorithm than by the trajectory substrate it consumes. Leading recipes (RLVR, group-relative RL, rejection-sampled re-SFT) all need multi-turn traces carrying per-trajectory supervision, and the two existing sources fall short: frontier-synthesised data inherits the synthesizer's biases and collapses the long tail, while unfiltered production logs are unjudged and contaminated by shortcut behaviour. We argue that an incentive-aligned agent arena can be engineered to manufacture such trajectories, and demonstrate this on ORO Subnet 15 (SN15), a Bittensor deployment of the ShoppingBench agentic-commerce benchmark. SN15's race mechanism, LLM reasoning judge, and rotating leak-cluster-guarded problem suite yield a corpus with three properties: incentive-aligned diversity, per-trajectory judging, and anti-memorised held-out evaluation. We introduce a structural-quality filter that converts the raw firehose into a trainable corpus by keeping agentic trajectories (the model itself emits the tool calls) and rejecting sub-task trajectories (the model only classifies or narrates over a deterministic search loop), then post-train Qwen3-4B with a recipe matched to the published ShoppingBench SFT-then-GRPO pipeline. On a leak-cluster-guarded held-out partition scored production-strict, the model lifts from the published Qwen3-4B base of 18.0% ASR to 42.7%, within single-problem noise of the synthetic-data SFT-only baseline (43.6%), while training on a fraction of a single day of subnet output. The supervised stack leaves a large pass@8 to pass@1 gap (53.3% vs 34.8%); a per-step teacher-grounded Dr. GRPO reward converts that headroom into process improvement, and we identify the sub-task firehose as the primary lever for closing the gap to the 48.7% SFT+GRPO bar. We release the filter, the corpus splits, and the arena mechanics.

Capability-Aligned Hierarchical Learning for Tool-Augmented LLMs

Tool learning enables LLMs to invoke external tools to accomplish tasks. Prior studies have demonstrated the effectiveness of a hierarchical structure: a high-level policy handles global planning and decomposes tasks into manageable sub-tasks, and a low-level policy focuses on invoking tools to solve these sub-tasks. However, these works typically optimize the high-level and low-level policies separately, leading to planner-executor misalignment and limiting LLM performance on tool-use tasks. In this paper, we propose a method called Capability-Aligned Hierarchical Learning (CAHL), which leverages RLVR to jointly optimize both policies, enabling better alignment between the high-level planner and the low-level executor. Experiments on constrained tool-use benchmarks (API-Bank and BFCL) and an open-ended environment (Bamboogle) demonstrate the effectiveness of CAHL.

Trading Human Curation for Synthetic Augmentation in RLVR

The supply of high-quality training tasks is a central bottleneck for reinforcement learning from verifiable rewards (RLVR) on agentic language models. Each task requires a sandboxed setup, a prompt, and a hand-authored reward function, and only tasks that pass a quality bar produce useful training signal. Hand-curation at this quality bar does not scale economically to the task counts effective RL training requires, and the substitution rate between automatically generated task variants and human-authored ones is not yet established. We investigate using pre-specified, gate-filtered augmentations of a small hand-authored base as a substitute for additional human curation during RLVR. We formalize the cost-adjusted trade rate $ρ_{\text{cost}}$ between augmented and human-authored tasks, measure it through a controlled ablation across training corpora with varying augmentation share, and characterize the end-to-end economics of the augmentation pipeline. Substituting augmented content for additional human-authored tasks retains aggregate held-out generalization on a ten-benchmark suite spanning code, instruction following, reasoning, and multi-turn agentic function-calling. The cost-adjusted trade rate $ρ_{\text{cost}}$ between gated synthetic and human-authored RLVR tasks stays in $[1.4\times, 11.6\times]$ across the plausible $c_{\text{human}}/c_{\text{aug}}$ range.