Evaluating language-guided mobile agents has recently shifted from rule-based to model-based approaches to achieve scalable and automated assessments. However, existing holistic evaluation paradigms process entire trajectories at once, leading to substantial context overload. Moreover, they primarily focus on task completion while overlooking operational safety. To address these limitations, we introduce CRATE, a novel two-stage VLM-as-judge framework for automated mobile agent evaluation that is compatible with both open- and closed-source models. Leveraging a step-level consequence reasoning mechanism, CRATE independently extracts task-relevant visual clues and infers action-conditioned state changes at each step. The resulting step-level textual evidence is then synthesized through trajectory-level aggregation to deliver an evidence-grounded evaluation of task completion. Building upon this evaluation scheme, we further extend CRATE to CRATE-S for operational safety assessment. Extensive experiments validate the effectiveness and robustness of both CRATE and CRATE-S. Powered by Qwen2.5-VL-72B-Instruct, CRATE achieves an F1-score of 0.833 on AndroidWorld (outperforming SPA-Bench by 20%), while CRATE-S reaches an F1-score of 0.697 on MobileRisk, demonstrating strong alignment with benchmark ground truths. Code is available at https://anonymous.4open.science/r/CRATE-D580.
Vision-language models (VLMs) are increasingly deployed in consumer, medical, financial, and enterprise applications. This broad deployment expands the safety surface: risks can arise from multimodal question answering, assistant responses, and cross-modal composition, while moderation policies may vary across products, regions, and deployment stages. Most existing guardrails either rely on fixed taxonomies or target only a narrow set of interaction settings, which limits their adaptability when safety rules change at deployment time. We present \textbf{SingGuard}, a policy-adaptive multimodal guardrail model family for safety assessment in multimodal conversations. SingGuard treats the active policy as a runtime input: given natural-language rules, it checks the target content against the active policy rule by rule and predicts both the safety label and the triggered rule. To balance efficiency and interpretability, SingGuard supports fast, hybrid, and slow inference regimes along a fast-to-slow reasoning spectrum, ranging from direct safety judgments to policy-grounded deliberation. We further optimize this behavior with fast--slow decoupled reinforcement learning. We also introduce \textbf{SingGuard-Bench}, a multimodal guardrail benchmark with 56{,}340 examples spanning 80+ fine-grained risk types across multimodal QA, adversarial attack, and dynamic-rule evaluation settings, including cross-modal joint-risk cases where each modality is harmless in isolation but their composition implies unsafe intent. Across six benchmark families (35 datasets), SingGuard achieves state-of-the-art average F1 in every family. Dynamic-rule evaluation further shows improved policy-following accuracy from 0.6465 to 0.7415 under runtime policy shifts. Our code is available at https://github.com/inclusionAI/Sing-Guard.