Fund2Persona: A Framework for Building and Refining Financial Advisor Personas from Fund Disclosure Data

Demand for personalized financial advising is growing, but consistent advisor expertise is difficult to obtain, scale, and encode in LLM systems. Simple persona prompts rarely specify how a financial advisor should reason and often drift toward generic recommendations. We propose Fund2Persona, a framework that grounds financial-advisor personas in fund disclosures, holdings transitions, market context, and manager commentary, then refines them through an agentic actor--scorer--patcher loop. We evaluate the resulting personas on held-out holdings-transition reconstruction and manager-commentary alignment, where they better recover portfolio decisions and grounded manager interpretation than generic baselines. We further study two downstream diagnostics: market-scenario generation, where persona retrieval broadens plausible investment views beyond repeated generic rollouts, and advisory dialogues grounded in investor profiles, where matched personas give more specific and useful advice than a generic advisor. These results suggest that fund-data-grounded financial-advisor personas can make manager-specific investment expertise portable rather than merely changing an LLM's surface style.

CORAL: Adaptive Retrieval Loop for Culturally-Aligned Multilingual RAG

Multilingual retrieval-augmented generation (mRAG) is often implemented within a fixed retrieval space, typically via query or document translation or multilingual embedding vector representations. However, this approach may be inadequate for culturally grounded queries, in which retrieval-condition misalignment may occur. Even strong retrievers and generators may struggle to produce culturally relevant answers when sourcing evidence from inappropriate linguistic or regional contexts. To this end, we introduce CORAL (COntext-aware Retrieval with Agentic Loop, an adaptive retrieval methodology for mRAG that enables iterative refinement of both the retrieval space (corpora) and the retrieval probe (query) based on the quality of the evidence. The overall process includes: (1) selecting corpora, (2) retrieving documents, (3) critiquing evidence for relevance and cultural alignment, and (4) checking sufficiency. If the retrieved documents are insufficient to answer the query correctly, the system (5) reselects corpora and rewrites the query. Across two cultural QA benchmarks, CORAL achieves up to a 3.58%p accuracy improvement on low-resource languages relative to the strongest baselines.