Financial agents can turn correct context into an unauthorized effect: a customer-facing commitment, trade, or deployed policy. We present SAGE-Fin, a finance-specific authority-handoff contract that makes the proposed effect, not merely its text, the object of runtime control. SAGE-Fin compiles proposals into typed, adapter-bound candidates; records missing or stale institutional obligations as coverage debt; contracts authority under current market, account, policy, and dialogue state; and requires an exact-artifact receipt whose nominal type matches the consuming response, execution, or policy adapter. Evidence and workflow progress cannot substitute for effect authority, and prior authorization is rechecked after state changes. Across an authored 616-case catalog, five deterministic specifications yield 3,080 outputs; a label-isolated harness obtains 616/616 binary reference-prototype parity, including 3/3 named response-gate fixtures, while 22 tests cover selected paths. These results establish executable conformance, not independent safety accuracy. Separately, SAGE-Fin's response gate processed real customer-facing production requests at a confidential digital-asset platform. An operational team independent of the implementation team reached a strongly positive post-deployment conclusion on practical usefulness and workflow fit, and end-user feedback was also strongly positive. Disclosure permits only the review's independence, stakeholder classes, assessed dimensions, and directional conclusion, so this is qualitative field corroboration rather than an aggregate effect estimate. Three distinct de-identified predecessor failures, with independently confirmed 0/3 interception, ground repeated-emission drift, stale account evidence, and missing escalation state without estimating prevalence or treatment effect.
LLM agents increasingly operate as execution systems that invoke tools, modify local state, use persistent memory, and interact with external protocols. These capabilities make agents useful, but they also introduce risks related to over-privileged actions, weak auditability, prompt injection, tool poisoning, and uncontrolled side effects. This paper presents Agentao, a governed local-first runtime for tool-using LLM agents. Agentao separates model-generated action proposals from host-authorized execution through a layered architecture consisting of host-facing surfaces, a host contract, a runtime core, a permission-mediated tool system, and supporting subsystems for memory, replay, plugins, skills, sub-agents, and protocol integration. We describe the motivation, threat model, design goals, governance model, execution pipeline, and structured event interface of the system. Agentao does not provide formal safety guarantees; rather, it demonstrates how permissions, state, protocol boundaries, and execution traces can be made explicit runtime abstractions for building agents that are more governable, inspectable, and suitable for host-controlled local environments. The code is publicly available at https://github.com/jin-bo/agentao .
AI agents are increasingly embedded in organizational workflows, where they interact with external information sources and invoke digital tools to perform operational tasks. As organizations adopt such systems, a critical challenge is identifying and mitigating risks arising from malicious or untrusted external information that can steer agents toward unintended actions. Existing red-teaming approaches largely rely on fixed attack templates or final attack outcomes, providing limited visibility into how attacks unfold through multi-step reasoning and tool use. We argue that agent execution risk should be understood as a trajectory-level phenomenon. Building on this perspective, we propose TrajRed, a trajectory-guided red-teaming framework that uses execution trajectories to uncover vulnerabilities in agentic AI systems. We further develop TrajGuard, a runtime governance layer that uses high-risk trajectories discovered during red teaming to monitor and intervene in ongoing workflows. Experiments on AgentDojo across four organizational task suites show that TrajRed identifies substantially stronger vulnerabilities than fixed-template and automatic red-team baselines. Building on these vulnerability findings, TrajGuard reduces attack success across all evaluated attack methods to near zero while preserving benign task utility. Together, the results demonstrate that execution trajectories provide a practical foundation for both red teaming and risk control in agentic AI systems. This work highlights the importance of governing agent execution in organizational AI deployments.
Autonomous AI agents can remain fully authorized and still become unsafe as behavior drifts, adversaries adapt, and decision patterns shift without any code change. We propose the \textbf{Informational Viability Principle}: governing an agent reduces to estimating a bound on unobserved risk $\hat{B}(x) = U(x) + SB(x) + RG(x)$ and allowing an action only when its capacity $S(x)$ exceeds $\hat{B}(x)$ by a safety margin. The \textbf{Agent Viability Framework}, grounded in Aubin's viability theory, establishes three properties -- monitoring (P1), anticipation (P2), and monotonic restriction (P3) -- as individually necessary and collectively sufficient for documented failure modes. \textbf{RiskGate} instantiates the framework with dedicated statistical estimators (KL divergence, segment-vs-rest $z$-tests, sequential pattern matching), a fail-secure monotonic pipeline, and a closed-loop Autopilot formalised as an instance of Aubin's regulation map with kill-switch-as-last-resort; a scalar Viability Index $VI(t) \in [-1,+1]$ with first-order $t^*$ prediction transforms governance from reactive to predictive. Contributions are the theoretical framework, the reference implementation, and analytical coverage against published agent-failure taxonomies; quantitative empirical evaluation is scoped as follow-up work.