Text-rich image understanding requires multimodal large language models (MLLMs) to organize OCR (Optical Character Recognition)-grounded evidence across words, layout, fields, charts, and visual correspondences. Existing evaluations often conflate extraction with reasoning and rarely test whether models follow the required reasoning direction: applying visible rules, abstracting hidden regularities, or recovering missing premises. We introduce OCR-MetaReasoning, a controlled single-image benchmark that treats deduction, induction, and abduction as distinct directions and separates final-answer correctness from reasoning-process compliance. The benchmark contains 1,500 verified samples in a balanced \(3\times5\) taxonomy crossing three reasoning types with five OCR-object categories, along with reference reasoning steps, automatic answer scoring, the Meta-Reasoning Macro Score (MRMS), and the Reasoning Process Compliance Score (RPCS). Experiments with representative closed-source and open-source MLLMs show that OCR-grounded meta-reasoning remains far from saturated: models struggle with visible-rule application and layout-sensitive inference, while process-compliant rationales can accompany incorrect final answers under exact-match evaluation. The code is available at https://github.com/gengxuli/OCR-MetaReasoning.
Text-rich images often contain privacy-sensitive, transactional, or decision-relevant information. As recent multimodal image generation models become increasingly capable of synthesizing realistic textual content and structured visual designs, detecting AI-generated text-rich images has become an important challenge for digital trust and content authenticity. Existing benchmarks, however, largely focus on object-centric images and provide limited coverage of scenarios where textual semantics and layout organization are central. In this paper, we introduce a multi-domain benchmark for detecting text-rich images generated by OpenAI's GPT Image 2. The benchmark contains 8,602 images across six representative categories: commercial posters, infographics, academic posters, receipts, tables, and UI screenshots. Using this benchmark, we evaluate five representative AI-generated image detectors in a zero-shot setting and analyze their overall, category-wise, and post-processing robustness. Our results show that detector performance is highly domain-dependent: methods that perform well in some categories often fail on others, and even the strongest conventional detector exhibits severe sensitivity to JPEG compression. We further conduct an exploratory evaluation with a multimodal vision-language model, revealing both its promise and its limitations on structured formats. These findings highlight the need for text- and layout-aware detection methods for modern AI-generated images. Our dataset is released at XXX.